H O M E and H E A L T H

In my last post I mentioned our plan for buying a place of our own in May to save our sanity.  I chose to wait three more months instead of buying right away as we needed the extra savings to have 10% house deposit and so we could also have a great savings history and sort out some other things like desexing our dog.  We have been looking at different units and townhouses in the areas we like so we are more educated in what a good price is as well as what we want for our first place and what we are willing to compromise on.

At the start of this month I viewed a unit(condo) in Mermaid Beach that I could really see us being happy in, so we ended up making an appointment with the broker earlier than planned.  Since then, we have been in regular contact with the broker and the real estate agent as there have been several issues and setbacks towards getting pre-approval for a home loan.  Luckily the unit(condo) is still available but we might miss it as we are waiting for paperwork to come through for us.  Even if we miss this unit, I trust that the right one will show up for us, I am just really glad that we have begun this process as it takes way longer than I thought it would!  So if anyone out there is in the same stage and hasn’t talked to a broker about pre-approval yet and all the documentation you need, then I would get on to it!! We had talked to a broker earlier on but more as an enquiry into what deposits we would need and what our price range would be but apparently some bank criteria has changed and loans are harder to come by at the moment.  So many people that I have talked to have said that it seems so hard to get through the pre-approval process.

I have been keeping up with our 52 week savings game so we have cash for Xmas and also saving $100 a week for our snow trip in August as well as saving for our house.  I do have to go out today and buy our little girl some warm onsies for winter this year.  She is rapidly outgrowing all her clothes, so I have to get a few onesies, tights and singlets.  She kicks off all blankets so I don’t bother with them anymore so I have to make sure she is warm enough without them while she sleeps.  The onesies are also great under her snowsuit.  Our new car is still awesome too, and I am looking forward to driving down south to the snow in it!

In other news, I have been suffering from daily migraines for months, and it seemed to be getting worse.  I had an intuitive thought recently that giving up dairy may help and looking into it, dairy is a food that causes inflammation and all sorts of issues for a lot of people let alone the problems it causes the cows 😩….I do prefer a vegan life and I have always felt great when vegan – I had taken to drinking a lot of cows milk when pregnant and had kept this up during breastfeeding as I would crave it.  Anyway, I thought it was worth a try so gave it a go.  I seemed to go through a full on dairy detox and I had stomach problems and bad headaches for the first 6 days but am now feeling the best I have in a very very long time and I lost 1.5kilograms in that week!

My husband is also doing well without gluten in his diet and has had more energy and lost weight because of the change.  I also like gluten free eating although I am not as strict on this for me and our baby.  I definitely notice the difference but geez gluten free and vegan products really empty the wallet!  Although I have found that if you stick to mostly to wholefoods then it isn’t so expensive.  Hopefully when we are finally in our own kitchen I can try making some gf breads too!

I am so looking forward to having our own space again.  I belong at the beach and living away from parents!  Yesterday Lennox and I had the day to ourselves at home.  It has been ages since we got to do that and I had forgotten how important that time is to me and for her.  I loved it.  It will be so awesome to be back at our beach every day and spending time together.

I hope you all have a safe holiday season 🌞

 

 

 

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what i did while wordpress was outta my life

When I couldn’t access wordpress and I was going stir crazy with nothing to do with my limited free time and I needed a creative outlet, I made stuff and started an etsy store 💰 called Mermaid Militia .  I need to put more time into setting up my store and I have given gifts of most of the things I make, but I hope to make a bit of cash on the side to help with our savings.  Mostly I just really enjoy the meditation of tuning in and being creative.  Here is some photos of stuff I have made 😏

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orangedreamerI have had great feedback from what I have made but am yet to make a sale hahaha anyway, it’s fun.  Now I have to go and make dinner🌈✌

how to have a kick-arse wedding under $3000

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Don’t want to spend a lot of money on a wedding but still want to have it all?  I’ll tell ya how I did it!!  I am still on a high after having the most perfect day and you can have that too.

I was 6 and a half months pregnant when we got married so I really didn’t want to be stressing about everything being perfect and because of this, everything turned out more perfect than I could have organised. Keep a lot of things simple and then get fancy with a few things that mean the most to you and RELAX AND ENJOY: don’t be a bridezilla!

We wanted to invite about 70 guests and our priority was to create a loving and warm atmosphere for ourselves and our guests.  We managed to do all of this and have our dream wedding and reception for a total cost well under $3000.  Below are some tips to help you have the wedding that you want without putting yourselves in debt.

Celebrant . Find one that has a price that is inclusive of as many meetings and paperwork as necessary.  A lot of celebrants charge a base rate and then charge extra for paperwork, filing of documents, any more than one meeting etc.  Avoid those if you can.

Invitations.  Personalised and D.I.Y invitations are very popular and all you to create the atmosphere for your wedding from the get go.  We used photoshop to create our own (see cropped picture below).  We chose a photo from a day together we loved and then used a font we liked to type the details over the top and had it printed.  We got a lot of compliments for our invitations which surprised me!

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Rings.  We were lucky and found a jeweller having a 40% off sale! wooohoooo!!  I definitely recommend not rushing into buying the first ring that you really like, it pays to shop around and take your time with this purchase and absolutely jump on any big sales!!

Reception.   Your reception is one of the biggest expenses for your day.  Backyard receptions are on totally on trend and allow you to really personalise your day for all of your guests.  Choose a colour theme you like and keep it simple to enhance your surroundings.  Nothing is better for a ceiling than the sky at sunset and stars at night for your reception although it is good to have a wet weather plan.  Your decorations can be made or sourced by you leading up to the day (e.g jars as tealight candle holders, old food tins as vases, fairy lights for extra ambient lighting)

Keepsakes.  Make your keepsakes personal for your guests to take home and remember the day.  Your gifts can be doubled as the placenames.  I have seen little pots of tealeaves with names of the guests on them and small mirrors or soaps with guests names carved in.

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Bridal party.  Bridesmaids and groomsmen can buy their own clothes for your day however for the Bride and Groom this can be a huge expense. Shopping online can save a lot however this expense totally depends on the people involved.  I was happy with a beautiful dress I scored second-hand but that is not for everyone.  If you can resell your dress after the big day then you can make some money back.

Flowers.   Purchase these at a lesser cost from the local markets rather than the florist – put the bouquets and button hole flowers together yourselves and saved so much!!

Photographer.  Enlist a friend/family member (or two) who is into photography….. many people would think this is risky but after attending heaps of weddings and seeing the photos that “professional photographers” come out with I am positive you will get a great result (we did) as long as they take a lot (and i mean a lot) of photos. You never use all of the photos that you get done and with everyone having smartphones etc you end up with hundreds of gorgeous photos.

Food.  If you are really thrifty you can (and enlist help to) make the food for your guests and save thousands.   You have so many options of how you would like to cater your wedding from a tea party style reception to cocktail party with finger food and you will save a bunch of money.  A great idea I have seen is to have a mexican style theme for your food and have a build your own tacos/nachos bar, everyone loves mexican, its filling and not too expensive to put together.

Alcohol and other drinks – keep an eye on cleanskin and internet based wine sales – you save a tonne of money and can get very high priced wines for a very reasonable amount.  Beer and softdrinks can be bought on sale from supermarkets and liquor warehouses for very reasonable prices.

Music.  This is easy to sort out.  Load  your iphone with two playlists; one for the dinner and one for the dancing!!  You can even time it all perfectly as your program for creating these will tell you exactly how long your playlist will be.

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All of your guests will have an amazing day and will love the relaxed  and personal but well organised feel of the day, Most importantly the bride and groom should sit back and relax and totally enjoy the wedding and reception without dramas or money worries – the day is about you remember!!

Make your own dreams come true and ya don’t even have to break the bank!!  What we spent on our wedding we made back with our gifts (we had a wishing well) and that meant that we got to have the honeymoon of our dreams!!

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I was never a big believer in weddings until I had one and now realise it is one of the most awesome things to experience and I highly recommend it!

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