saving spending saving!!!

At the moment we are still stuck living with my mum and stepdad and all I can think of is how to save more money.   We will hopefully be meeting with a mortgage broker in the next couple of weeks to get pre-approval for a home loan so we will know exactly what we are working with but in the meantime I have a list of things that I need to spend money on.  My car needs the CV joint fixed and a tune as well as a drivers side door handle.  This little visit will cost me close to $1000 no doubt 😒.  I have put it off for a while but I use my car a lot (especially living at mum’s) so it has to be done before it gets even worse.  Next is my husband’s car- the air conditioning compressor needs replacing which will cost us about $1500! We have put this off for ages but it is so hot in the car that Lennox is wet with sweat even with the windows down so we end up driving my car more which is why the problems with my car became so urgent.  We need to get his fixed so I can drive less as it aggravates my neck problems…..it’s like a domino effect! Then there is car rego to pay for both cars which is about $1500 for a year. Oh my god so just when you think you are getting more savings you gotta go and spend it all on these un-fun things!!

Sooooo anyway, all this has made me think in even more frugal ways and I haven’t done a full shop in the supermarket for 3 weeks now just so I can save more and get creative with using what we have.  I have saved an extra $150 from doing this and we certainly haven’t been starving!  I have to say I do enjoy this kind of challenge.  I have only bought eggs, bread, milk, cheese and fruit for Lennox and I have been using the veges (fresh and frozen) that we had left – just being  more frugal with how much I use and using more of the staple items in the pantry.  I have cut out the prepackaged baby snack foods and I am baking more healthy yummy treats that we can all eat.  Today I made a very basic cinnamon slice.  I usually add apples or bananas to this but I didn’t have any to spare.  I just dust some icing sugar on to finish this off.  It is really yummy, gluten free and goes great with a coffee for me 😋.

WIN_20160113_142657

this is my basic cinnamon slice

I also made some quinoa ‘meat’balls (quinoa flakes, gf breadcrumbs, cheese, eggs, broccoli and herbs) and will be putting them in our pasta dinner tonight and mini protein pancakes for snacks for Lennox -she loves them and there is nothing bad in them, just 2 eggs, 2 bananas and half cup of oats – I blend the mixture and let it sit in the fridge for a few hours, then thin it out with some milk or water so it goes further and makes more! She must be having a growth spurt as she is eating constantly this week and is always saying ‘more’!

I have also just discovered the 52week savings plan, I can’t believe I have never heard of this before but now that I have, I want to make this a habit for life and teach this to Lennox.  So on top of our normal savings plans for house, holidays and the unexpected, we will be doing this and hopefully have a little cash nest egg for the end of the year with all of the festivities!  Thanks for reading through my babble!!😝

Advertisements

i am bored….i need to write more.

i am getting pretty bored about the place as we are living in limbo at my mother’ s house and all our stuff is in storage.  My husband works full time and is helping build the studio we will live in on his weekends so I spend my time playing/changing/feeding/settling our almost 9 month old little girl.  I have taken to doing some gardening here but most of the property is bushland, and I am trying to do more exercise in the mornings when my mum can watch Lennox, but other than that I have no clue what to do with my time.  I have baked a few cakes, made up a weeks worth of baby food etc do the cooking and washing blah blah blah but I am bored.
The whole purpose of being at mum’s is to save money to buy our own place so I don’t really want to start up a hobby that costs money, and although I would like to paint and do pottery (and have the stuff to do that here) I can’t really get into that stuff with a toddler toddling about.  So therefore, my only conclusion is to write more.  This could be a warning to everyone, or a blessing 🙂 but either way – watch this space! x