H O M E and H E A L T H

In my last post I mentioned our plan for buying a place of our own in May to save our sanity.  I chose to wait three more months instead of buying right away as we needed the extra savings to have 10% house deposit and so we could also have a great savings history and sort out some other things like desexing our dog.  We have been looking at different units and townhouses in the areas we like so we are more educated in what a good price is as well as what we want for our first place and what we are willing to compromise on.

At the start of this month I viewed a unit(condo) in Mermaid Beach that I could really see us being happy in, so we ended up making an appointment with the broker earlier than planned.  Since then, we have been in regular contact with the broker and the real estate agent as there have been several issues and setbacks towards getting pre-approval for a home loan.  Luckily the unit(condo) is still available but we might miss it as we are waiting for paperwork to come through for us.  Even if we miss this unit, I trust that the right one will show up for us, I am just really glad that we have begun this process as it takes way longer than I thought it would!  So if anyone out there is in the same stage and hasn’t talked to a broker about pre-approval yet and all the documentation you need, then I would get on to it!! We had talked to a broker earlier on but more as an enquiry into what deposits we would need and what our price range would be but apparently some bank criteria has changed and loans are harder to come by at the moment.  So many people that I have talked to have said that it seems so hard to get through the pre-approval process.

I have been keeping up with our 52 week savings game so we have cash for Xmas and also saving $100 a week for our snow trip in August as well as saving for our house.  I do have to go out today and buy our little girl some warm onsies for winter this year.  She is rapidly outgrowing all her clothes, so I have to get a few onesies, tights and singlets.  She kicks off all blankets so I don’t bother with them anymore so I have to make sure she is warm enough without them while she sleeps.  The onesies are also great under her snowsuit.  Our new car is still awesome too, and I am looking forward to driving down south to the snow in it!

In other news, I have been suffering from daily migraines for months, and it seemed to be getting worse.  I had an intuitive thought recently that giving up dairy may help and looking into it, dairy is a food that causes inflammation and all sorts of issues for a lot of people let alone the problems it causes the cows 😩….I do prefer a vegan life and I have always felt great when vegan – I had taken to drinking a lot of cows milk when pregnant and had kept this up during breastfeeding as I would crave it.  Anyway, I thought it was worth a try so gave it a go.  I seemed to go through a full on dairy detox and I had stomach problems and bad headaches for the first 6 days but am now feeling the best I have in a very very long time and I lost 1.5kilograms in that week!

My husband is also doing well without gluten in his diet and has had more energy and lost weight because of the change.  I also like gluten free eating although I am not as strict on this for me and our baby.  I definitely notice the difference but geez gluten free and vegan products really empty the wallet!  Although I have found that if you stick to mostly to wholefoods then it isn’t so expensive.  Hopefully when we are finally in our own kitchen I can try making some gf breads too!

I am so looking forward to having our own space again.  I belong at the beach and living away from parents!  Yesterday Lennox and I had the day to ourselves at home.  It has been ages since we got to do that and I had forgotten how important that time is to me and for her.  I loved it.  It will be so awesome to be back at our beach every day and spending time together.

I hope you all have a safe holiday season 🌞

 

 

 

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not quite fixed yet…

So yesterday I put the car in to be fixed, I got 2 new CV joints in the front and a service and a replacement door handle for the drivers side and I had him look into the thermal fan as it doesn’t work when the air con is off so it overheats.  Good news is most things got done, bad news is it cost $1042 and I have to take it to an auto-electrician as the fan problem is still not fixed and I also need new front tyres so need to get it to the tyre shop. OMG IT IS NEVERENDING!!!! So there goes even more savings waaaaaaaaaaaa 😭

its time to bunker down, lose weight and save money

Over a year ago, when I was 5 months pregnant with our baby girl, my mum and stepdad offered us a way to save money for a house deposit.  My stepdad was going to build my mother a studio for her to do her art in and they asked if we would like to live in it to save for a deposit and then mum can use it for her studio afterwards.  We jumped at the opportunity as we had been renting for years and although we had kept our dream alive of owning a property one day we knew that it would be quite a while off as rent takes up so much of your savings.

this is the trench dug around the outside of the studio for a walkway

this is the trench dug around the outside of the studio for a walkway

not a bad place to live :)

not a bad place to live 🙂

So anyway that was January 2014 and my stepdad said it would probably be ready by August that year.  It is now February 2015 and although we are not in the studio yet, we have moved in to their house and are occupying the upstairs rooms while it is built.  We have left our gorgeous beachside living and are now in the valley near a river and mountains on acreage.  I am already struggling with the differences as I am very much a beach girl, but am staying positive at the savings we can make and that we are now able to afford some things that were difficult to save for while renting!  Hopefully the studio is only a couple of months off being finished as we have no privacy and all of our stuff is in storage – if it isn’t completed by winter then we will have to spend a day digging through the storage to the back where all of our clothes and blankets are!

Lennox and her Nanna

Lennox and her Nanna

Lennox (our little girl) is now 8 months and is loving the extra attention and love she gets from her Nanna and Pop Rocket.  She is so keen to start walking and is getting into all sorts of trouble around the house.  It is so great for her to have so much love and for my mum to see her everyday growing up.  We are so lucky to have this opportunity to save with no financial stress at all and hopefully one day own our own beachside property for her to continue growing up in.

there is a lot of wildlife out here - so many spiders! but also kangaroos and possums, moths, butterflies and snakes.

there is a lot of wildlife out here – so many spiders! but also kangaroos and possums, moths, butterflies and snakes.

While we are here, away from everything and everyone I am going to work on losing the baby weight I gained while pregnant. I put on so much weight! I was doing personal training on the coast but don’t want to drive an hour to go to it so I am doing my own program of walking/hiking around the yard and up and down the long steep driveway as well as weights and situps etc. I have lost a kilo since moving here two weeks ago so that is great 🙂 I am also doing the gardening and cleaning up of the yard to help out here. Mum and I are also putting in a vege patch. It is great fun to do and it also keeps me busy and active otherwise I do get a bit bored as I am not in my own house and don’t have any of my stuff around me.  I will keep a log on all of the progress with weight loss and yard clearing – there is so much to do!!

garden cleared of weeds and vines, ready for our vege patch!

garden cleared of weeds and vines, ready for our vege patch!

my mum spreading the manure around the vege patch.

my mum spreading the manure around the vege patch.

And now I must go and get packing for a night of privacy, tomorrow is our wedding anniversary – 1 year of being married and we are going to go spend a night in a mountain lodge! So excited! ahaha  We have come so far since we met in 2012 – life has changed so much for us and we feel like the universe is totally supporting us and helping us on our way to achieving our dreams!  WOOOOHOOOOOOO

sunset over the valley.

sunset over the valley.